Credit Cards and You: Service Fees on Credit Card Transactions

Finding the right credit card

To find a credit card that suits your needs, shop around and use our Credit Cards and You: Interactive Tools to compare service fees and features for different cards. Before signing, make sure you read your credit card agreement carefully and that you understand the terms and conditions of the agreement, including all of the fees that apply to credit card transactions made both in Canada and outside Canada.

Depending on how you use your credit card, the fees can add up substantially. The annual interest rate and the annual fees can vary from one card issuer to another. So can the interest-free period and the fees for services. Get to know your credit card habits and shop around for a card that has reasonable fees for the services you use most.