Credit Cards and You: Getting the Most from Your Credit Card

Getting the Most from Your Credit Card: Understanding the Terms and Conditions

Want to save money and avoid problems with your credit card? Understanding your credit card's benefits and risks, how your issuer calculates your interest charges and how you can benefit from introductory rates will help you make the most of your credit card.

Contents

• Understanding the Terms and Conditions of Your Card
• The Benefits and Risks of Using a Credit Card
• Four Steps to Choosing a Credit Card
• Understanding Low Introductory Rates
• Getting the Most from Low Introductory Rates
• How Interest Charges Are Calculated
• Understanding the Interest-Free Period on New Purchases
• Determining If the Interest-Free Period Applies
• Tips to Help You Save Money
• Your Credit Card Checklist