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Understanding Your Credit Report and Credit Score
TransUnion's Credit Report
Note: The examples of credit report and credit score documents shown are based on samples provided by the credit-reporting agencies cited. FCAC has reproduced portions of the samples, adding notes to explain the content of a typical credit report or credit score document. The content of the report examples is fictitious and is provided for information and illustration purposes only.
AUDREY O'DELL
Source: TransUnion
This report is available until Apr 11, 2003
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Name: Audrey O'Dell
Also Known As: Audrey T. O'Dell
Date of Birth: 04/30/1973
Telephone #: 123-456-7890
Employer: TransUnion
Date Updated: 09/1999
Current Address: 123 A ST
HAMILTON, ON L8N 3L2
Date Updated: 07/2000
Previous Address: 456 B ST
CHARLOTTETOWN, PE C1A 2S8
Date Updated: 01/1994
| Total Accounts: | 5 | Balances: | 4430 |
| Open Accounts: | 0 | Payments: | 110 |
| Closed Accounts: | 5 | Public Records: | 0 |
| Delinquent: | 0 | Inquiries (2 years): | 3 |
| Derogatory: | 0 |
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Revolving Accounts: Accounts with an open-end term
Account #: 1246****
Condition: Open
Balance: $345
High Balance:
Terms:
Type: Revolving account
Pay status: Paid as Agreed
Payment: $10 Monthly (due every month)
Limit: $1500
Opened: 04/2002
Reported: 06/09/2004
Responsibility: Individual account
Past Due:
Remarks:
Two Year Payment History:
Six Year Payment History:
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Account #:
Condition: Open
Balance: $1210
High Balance: $1500
Terms:
Type: Revolving account
Pay status: Paid as Agreed
Payment: $0 Monthly (due every month)
Limit:
Opened: 11/2001
Reported: 06/09/2004
Responsibility: Individual account
Past Due:
Remarks:
Two Year Payment History:
Six Year Payment History:
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Installment Accounts: Accounts comprised of fixed terms with regular payments
Account #: 1465456****
Condition: Open
Balance: $2000
High Balance: $4000
Terms:
Type: Installment account
Pay status: Paid as Agreed
Payment: $100 Monthly (due every month)
Limit:
Opened: 04/2002
Reported: 06/09/2004
Responsibility: Individual account
Past Due:
Remarks:
Two Year Payment History:
Six Year Payment History:
Collection Accounts: Delinquent accounts sent for recovery
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| Creditor Name | Date of Inquiry |
|---|---|
| CDN IMPERIAL BANK OF COM | 03/20/2004 |
| CITIBANK CANADA | 12/04/2003 |
| TCRS/COTTER | 03/08/2003 |
| Creditor Name | Date of Inquiry |
|---|---|
| None reported | |
Source: TransUnion
